N.C. Capital Access Program

Participating lenders

Check this page frequently for new lenders joining the program. Be aware that your local branch may or may not be prepared to discuss NC-CAP loans immediately. Newly enrolled lenders are in the process of receiving training on the program.

See a list of lenders by county.

American Community Bank

Anson Bank & Trust

Aquesta Bank

Asheville Savings Bank S.S.B.

Bank of the Carolinas

Bank of North Carolina

Bank of Oak Ridge 

Bank of Stanly

BB&T

blueharbor bank

Blue Ridge Savings Bank

Cabarrus Bank and Trust

Cardinal State Bank

Carolina Bank

Carolina Trust Bank

Champion Credit Union

Charlotte Metro Credit Union

Citizens South Bank

Coastal Bank & Trust

Coastal Federal Credit Union

Community Bank of Rowan

Crescent State Bank 

East Carolina Bank

First Bank

First Citizens Bank

First Federal Bank

First Federal Savings & Loan Association of Charleston, SC

First National Bank of Shelby

Forest Commercial Bank

Generations Community Credit Union

Great State Bank

High Country Bank

High Point Bank and Trust Co. 

Home Savings Bank

KeySource Commercial Bank

KS Bank, Inc. 

Lumbee Guaranty Bank

Lumbee Revitalization & Community Development Corporation

Macon Bank

Mechanics and Farmers Bank  

Mountain BizWorks

Nantahala Bank & Trust Company 

Natural Capital Investment Fund, Inc. 

NewBridge Bank

N.C. Minority Support Center

North State Bank

Paragon Commercial Bank

Park Sterling Bank

Parkway Bank  

Patriot State Bank  

Piedmont Bank

Premier Commercial Bank

Randolph Bank & Trust

Roxboro Savings Bank

Select Bank & Trust

SoundBank

Southern Bank & Trust Co.

Southern Community Bank & Trust 

the little bank

TrustAtlantic Bank

Union Bank & Trust

VantageSouth Bank

Wells Fargo Bank
Yadkin Valley Bank