Grant and Loan Programs

Individual Loan Application Checklist

Use the following checklist to guide you in preparing loan applications. Please include the following items:

  1. Signed loan application.

  2. Personal tax returns for the previous 2 years

  3. Business tax returns (if applicable) for the previous 2 years

  4. Current-year internal financial statements within the last 60 days

  5. Projected monthly cash flow for 12 months (included in application)

  6. Business notes payable schedule (included in application)

  7. Resume(s) of key management

  8. Business plan for new businesses or loan requests above $5,000

Please note: If you have credit issues prior to making an application for a loan please consider contacting your local Consumer Credit Counseling organization (1-877-877-1995). We do not look for a perfect credit record, but you must be credit worthy. Recent late payments and judgments severely damage your chances for funding. If you have questions about this please contact our office for a phone consultation.