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Lending

The Rural Center delivers critical resources to support existing businesses and enable the emergence of successful, new entrepreneurs. The Rural Center works with individuals trying to start or expand a small business by connecting them to critical capital, coaching, and connections they need.

Rural communities will prosper only to the extent they can build and sustain a strong private sector. The Rural Center believes equitable economic growth across our state depends on sustaining rural small businesses and nurturing small-town entrepreneurs.

The Rural Center provides financing to small businesses through two distinct offerings:

Thread Capital

A subsidiary of the Rural Center, Thread Capital offers direct financing to small-business owners and entrepreneurs for loans up to $50,000. Learn more about Thread Capital.

Loan Participation & Capital Access Programs

The Loan Participation Program (LPP) and Capital Access Program (CAP) provide banks with credit enhancements for small-business loans up to $5 million.

Learn more about how the Rural Center is helping North Carolina’s small-business community.

Announcement: Thread Capital activates Hurricane Florence Rapid Recovery Loan Program to assist North Carolina businesses affected by the storm. To learn more, click here.