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On Tuesday, May 9, we hosted the first-ever statewide Rural Day. Attendees were able to learn about the issues facing rural North Carolina, meet with state leaders, and network with other rural champions. Speakers included Governor Roy Cooper, Lt. Governor Dan Forest, Commissioner Steve Troxler, and many more state leaders working towards improving rural North Carolina. Learn more how we put rural NC's best foot forward!
 

Agenda 

Monday, May 8, 2017

 

Reel Rural: Documenting Rural Life

The Rural Center (4021 Carya Drive, Raleigh, NC 27610)

5:00 p.m. - 6:00 p.m. - Meet and Greet Reception

        6:00 p.m. - 8:00 p.m. - Film Screening & Discussion

Come to town early and join us at the Rural Center for a conversation with filmmakers about recent depictions of rural North Carolina in documentary films. Featuring:

                     Randolph Benson, Duke Center for Documentary Studies

                     Erin Cuevas, Producer, The Real Mayberry

                     Bill Hayes, Director, The Real Mayberry

                     Ian Kibbe, Producer, Raising Bertie

                     Ryan Stancil, Bit & Grain

         Sponsor: Twiddy & Company

 

Tuesday, May 9, 2017

Convocation

NC Museum of History (5 E Edenton Street, Raleigh, NC  27601)

8:00 a.m. - 8:45 a.m. -  Registration & Continental Breakfast

        Sponosor: ECC Technologies

         ECC2

8:45 a.m. - 11:00 a.m. - Program

Rural Day kicks off with a convocation of rural champions from across the state. Join us for a continental breakfast and conversation with top state leaders about their vision for North Carolina. Then, get some advice from Rural Center staff about how best to engage with legislators and other public officials, and hear some examples of how to tell the "story of rural" from local leaders. Featuring:

                     Roy Cooper, Governor of NC

                     Dan Forest, Lieutenant Governor of North Carolina

                     Phil Berger, President Pro Tempore, NC Senate

                     Tim Moore, Speaker, NC House of Representatives

                     Steve Troxler, NC Agriculture of Commissioner

        Sponosors: Duke Energy; East Carolina University; NC Cooperative Extension;

                         Piedmont Natural Gas; Western Carolina University Business School

Duke Energy Logo     ECU    NCState     Piedmont Natural Gas  WCU logo

 

Rural Fair

NC Legislative Building (16 W Jones Street, Raleigh, NC  27601)

11:00 a.m. - 2:00 p.m.

Before you visit your legislators, make sure to visit the Rural Fair, featuring more than 20 organizations from across North Carolina representing various rural issues. Want to learn more about policies affecting education? Health? Infrastructure? Business Development? Chat with experts and get useful information that will help you make a strong case for your interests when you meet with your elected officials. Featuring:

 

    Appalachian Regional Commission

     Business Link NC

    Care4Carolina

    East Carolina University 

    ECC Technologies

    Foundation for Health Leadership & Innovation

    Hinton Rural Life Center

    Industry Expansion Solutions

    MCNC

    NC Community Health Center Association

 

NC Cooperative Extension

NC Department of Commerce

NC East Alliance

NC Grange

NC Hospital Association

NC Regional Councils of Government

NC Rural Health Leadership Association

NC Sea Grant

NC Sustainable Energy Association

Rosenwald Center

UNC Chapel Hill (NC Growth)

Vidant Health

        "In Conversation"

NC Museum of History (5 E Edenton St, Raleigh, NC 27601)

11:30 a.m. - 12:15 p.m. - Michael Regan, Secretary, Department of Environmental Quality

        1:00 p.m. - 1:45 p.m. - James Trogdon, Secretary, Department of Transportation

If you have some time between meetings with legislators, come back to the Museum of History for small-scale, informal conversations with leaders of state executive departments, who will be sharing their plans for rural North Carolina and ready to answer your questions!

Legislative Meetings Debrief

NC Museum of History Auditorium (5 E Edenton St, Raleigh, NC 27601)

2:00 p.m. - 2:45 p.m.

After you finish your meetings with your representatives, stop back by the Auditorium for a debrief session to let us know how they went. We'll compare notes about issues discussed and excting developments before heading to the reception to conclude the day.

Rural Day Reception

NC Executive Mansion (210 N Blount Street, Raleigh, NC 27601)

3:00 p.m. - 4:30 p.m.

       Celebrate a successful day in the gardens of the Governor's Mansion. Network with rural champions, catch up with old friends, and share    your stories from your meeting with state leaders.

        Sponosors: Dominion Energy; NC Electric Cooperatives 

   Dominion    Electric Cooperatives

Happy Hour

The Raleigh Times (14 E Hargett Street, Raleigh, NC  27601)

5:00 p.m. - 7:00 p.m.

       Not ready to go home? Staying for the night? Join the few, the proud, and the lingering at a happy hour at The Raleigh Times. Just join us in the room closest to the Wilmington Street corner. Note: No RSVP needed for this event, where food and drink will be available for purchase.

 Download Agenda

 

REDI 2017 


 
 

Agenda & Class Roster

PowerPoints

Leadership Philosophy, Yolanda Burwell, Session I

Introduction to Leadership, Mark Molitor, Session I

Dual Concern Model, Mark Molitor, Session I

The Power of Community Storytelling, Anita Hicks, Session I

Community Capability, Session I

Download PDF of Civic Infrastructure Building Blocks 2017, Session II

Emotional Intelligence, Session II

Connecting Value Chains... Building Wealth, Session II

Engaging Youth in Rural Communities, Session III

Accessing Financial Resources, Session III

Poverty is not a Birthright, Session III

 

Printed Materials 

Webinar 

A Data Portrait of Rural North Carolina, Session I

NC Workforce System, Session II

Business Development Building Blocks, Session II

Building Bocks: Physical Infrastructure, Session II

Social and Civic Infrastructure Building Blocks 2017, Session II

 

Pre-Class Assignment

 

Articles 

 

Contact

Misty Herget, Director of Leadership

N.C. Rural Economic Development Center

4021 Carya Drive

Raleigh, NC 27610

Telephone: 919-250-4314

Fax: 919-250-4325

 
To inquire about small business assistance and disaster loans, please contact your local SBTDC office:

Visit http://www.sbtdc.org/hurricanematthew/#sbtdcLocations or call (800) 258-0862 for assistance.

 

N.C. State University: (919) 513-1500

Elizabeth City State University: (252) 335-3247

Fayetteville State University: (910) 672-1727

East Carolina University: (252) 737-1385

UNC Pembroke: (910) 775-4007

UNC Wilmington: (910) 962-3744

 
 
 

For questions about community planning and public recovery efforts, please contact:

Chilton Rogers
(919) 250-4314

 

For press inquiries, please contact:

Barry Ryan
(919) 250-4314

Post-Election Webinar, December 15th

The Rural Center hosted the first in a series of ongoing advocacy webinars designed to inform and engage rural communities across the state. We introduced the center's new Advocacy Director, John Coggin, and analyzed the outcome of  the national and state election and the impact they may have on rural communities. We looked ahead at what we anticipated from upcoming sessions of the General  Assembly and Congress. We discussed the status of long-term hurricane recovery packages at the federal and state levels (action anticipated in early to mid-December).  We also gave the latest information on court ordered legislative redistricting and the 2017 special election. Missed the webinar? Click here to watch the entire presentation.

  

Here you can find all the handouts from the webinar, including:

-Webinar PowerPoint Presentation

- Rural Counts Strategy Overview

- 2017 Rural Counts Advocacy Priorities

- 2017 US Congressional Calendar

- 2017-18 NC Congressional Delegation Contact Info

- Text of the NC General Assembly's 2016 Disaster Recovery Act

  

We hope you are ready to get to work! Please take a moment to register as a Rural Counts advocate. This is the best way to get up-to-the-minute policy developments impacting rural NC and to hear about ways you can get involved to make a difference in your community.

 

Questions? Contact:

John Coggin, Director of Advocacy

(919) 250-4314

jcoggin@ncruralcenter.org 

 

 

  • Main
  • Applications and Forms
  • Resources
  • Contact

smallbizlogos 

Small Business Recovery Fund

Fund Details

The North Carolina Small Business Recovery Fund provides low-interest loans to businesses affected by Hurricane Matthew, the western wildfires, Tropical Storm Julia, or Tropical Storm Hermine. Loans of up to $250,000 are available at low-interest rates for terms of up to 10 years. Businesses may qualify for up to two years no interest and/or deferred payments on a case-by-case basis. The fund provides gap financing as a complement to Small Business Administration (SBA) and other disaster recovery programs. An SBA turndown does not disqualify applicants for these funds. 

 

Download Application          Download Fact Sheet    

 

The small Business Recovery Fund is a partnership of the Rural Center, the N.C. Small Business and Technology Development Center, and the N.C. Community Colleges Small Business Center Network. Funding for the program is provided by Golden LEAF under the Disaster Recovery Act of 2016 passed by the N.C. General Assembly, along with additional support from BB&T and Wells Fargo. The Carolina Small Business Fund and Community Development Initiative also received grants from Golden LEAF.

 

 

Emergency Bridge Loan Program Client Success Story

Dixon Social Interactive Services: Rebuilding after Hurricane Matthew

Dixon Water     dixon beach

The Rural Center made the first bridge loan to Derria and Barry Dixon of Dixon Social Interactive Services. The Dixons are a provider of mental and behavioral health services. They offer counseling, day treatment, and therapy to individuals as well as families with offices in Greenville, Kinston, New Bern, and Rocky Mount.

 

Following Hurricane Matthew, the Dixons were shocked to find their office in Kinston ruined with nearly a foot of water covering the floor and most of its contents destroyed. The couple heard about the Emergency Bridge Loan Program, applied, and were approved for a loan to help them quickly get back on their feet. 

 

“This was our first time working with the Rural Center and it has been a beyond pleasant experience, from the quickness in addressing the need our community had, to approving the loan. We are grateful,” said Derria Dixon. Having to cease operations when the hurricane hit was a big blow for the Dixons, but with the bridge loan they were able to bounce back while waiting for their insurance to cover damages.

 

Community Allies for Disaster Recovery

On Tuesday, February 28th, the Rural Center and a group of partner organizations hosted a training event for local nonprofit and grassroots leaders serving communities affected by Hurricane Matthew. The event provided updates on immediate recovery needs, connected participants to experts and resources, and explored long-term community revitalization strategies. The gathering started a partnership between community leaders and the key agencies leading the recovery process.

Agenda

Participant List

NC Emergency Management Presentation

commAllies

Michael Sprayberry, Director of the N.C. Division of Emergency Management

Small Business Recovery Fund Loan Program

 
Fund Details

·   Loan amounts between $5,000 and $250,000; loan terms of up to 10 years

·   Up to 24 months no interest (0%) and/or deferred payments evaluated on a case-by-case basis

·   Rates for the remainder of the loan term ranging from 3-9% evaluated on a case-by-case basis

·   Funds may be used to repair damaged buildings or equipment, mitigate future losses, purchase/ construct new buildings or equipment, or for working capital and operational expenses; other uses may be approved on a case-by-case basis

·   Eligibility Requirements:

  o   Business must document physical damage or economic injury resulting from Hurricane Matthew, the western wildfires, Tropical Storm Julia, or Tropical Storm Hermine; and

  o   Business must have at least one employee (including owner), OR, the business must use loan proceeds to make improvements to a commercial or residential property that will be occupied by a tenant displaced as a result of the disaster; and

  o    Proposed use of funds may not duplicate or overlap with other disaster relief programs; and will be limited to documented business expenses necessary for disaster repair, mitigation, or operational expenses;

  o    Any individual with greater than 20% ownership in the affected business must cosign the loan. Only one loan per individual. 

 

The Small Business Recovery Fund is a partnership of the Rural Center, the N.C. Small Business and Technology Development Center, and the N.C. Community Colleges Small Business Center Network. Funding for the program is provided by Golden LEAF under the Disaster Recovery Act of 2016 passed by the N.C. General Assembly, along with additional support from BB&T and Wells Fargo. The Carolina Small Business Fund and Community Development Initiative also received grants from Golden LEAF. 

 
 

SUBMISSION INSTRUCTIONS 

Submit completed application and any attachments with signatures by email or mail to: 

JaLisha Richmond, Program Associate

jrichmond@ncruralcenter.org

Telephone: 919-250-4314

N.C. Rural Economic Development Center

4021 Carya Drive Raleigh, NC 27610

 
NCRuralCenter Logo Big
 
 
 
Hurricane Matthew- Disaster Relief Information
 

The Rural Center is keeping our friends, neighbors, and loved ones in our thoughts and prayers as Hurricane Matthew continues to impact communities across central and eastern North Carolina. We've compiled a few of the many resources available to assist communities, small businesses, and farmers. If you would like to help, please consider making a contribution to the North Carolina Community Foundation Disaster Relief Fund: http://www.nccommunityfoundation.org/new-newsworthy/help-after-matthew-give-to-the-nccf-disaster-relief-fund.


Important Resources:

HUD's Community Development Block Grant (CDBG) and HOME programs give the State and communities the flexibility to redirect millions of dollars in annual formula funding to address critical needs, including housing and services for disaster victims. HUD is currently contacting State and local officials to explore streamlining the Department's CDBG and HOME programs in order to expedite the repair and replacement of damaged housing. For more information vist, https://www.hudexchange.info/programs/cdbg-dr/. 

 

The Department of Housing and Urban Development has the following resources, relief and program adaptations available for those affected by Hurricane Matthew. Information on housing providers and HUD programs – The Department will share information with FEMA and the State on housing providers that may have available units in the impacted counties.  This includes Public Housing Agencies and Multi-Family owners.  The Department will also connect FEMA and the State to subject matter experts to provide information on HUD programs and providers. For more information and resources visit, http://portal.hud.gov/hudportal/HUD?src=/info/disasterresources.

 

The North Carolina Bar Association is partnering with the American Bar Association, FEMA and Legal Aid of North Carolina to operate a Disaster Legal Services Hotline for those impacted by Hurricane Matthew.  Low-income survivors facing legal issues may call 1-800-662-7407, and individuals who qualify for assistance will be matched with North Carolina lawyers who have volunteered to provide free, limited legal help.  For more information, visit

http://www.americanbar.org/content/dam/aba/administrative/disaster/nc_3380_press_release.authcheckdam.pdf

 

North Carolina Cooperative Extension is hosting an online disaster portal with a host of information and fact-sheets about food safety, returning home after a flood, and agricultural recovery information for our farmers. For more information, visit ncdisaster.org.

 

NC Department of Commerce, Division of Employment Security is offering information on,The Disaster Unemployment Assistance (DUA) Program that provides temporary weekly monetary assistance to individuals in specified areas whose employment has been lost or interrupted as a direct result of a presidential declared major disaster. For more information or to find out if you are eligible, click here.

 

The North Carolina Department of Public Safety is posting storm-related information online at http://www.ncdps.gov/hurricane-matthew-2016. Visit this site for information about road conditions, shelters, food assistance and other storm recovery help.  

 

If you or someone you know has been displaced by Hurricane Matthew, NC Housing Search helps people locate available, affordable rental housing. This free service can be accessed online 24 hours a day and through a toll-free, bilingual call center, Monday - Friday9:00 am - 8:00 pm EDT, at1-877-428-8844 or visit NCHousingSearch.org.

 

As Eastern North Carolina works to recover from the devastating effects of Hurricane Matthew, the North Carolina Network of Grantmakers is compiling information and resources related to the philanthropic response in the state.  Visit here http://ncgrantmakers/site-ym/com/page/HurricaneMatthew to learn more about their activity and for additional links to resources.

 

Seventeen federal agencies have partnered to form an online portal to help users access and apply for disaster assisted jointly through federal, tribal, state, local, and private sector partners. For more information,visit: www.disasterassistance.gov.

 

The U.S. Department of Agriculture (USDA) North Carolina Farm Service Agency (FSA) has a host of programs for to help farmers and livestock producers recover from heavy rains, flooding and other qualifying events related to Hurricane Matthew.  For more information, visit www.fsa.usda.gov/ or contact your local FSA Office by visiting http://offices.usda.gov.

 

The U.S. Small Business Administration has announced a disaster declaration for North Carolina counties affected by Hurricane Matthew.  The SBA offers disaster loans for small businesses, agricultural cooperatives, private nonprofits, homeowners and renters.  For more information, visit:https://disasterloan.sba.gov/ela/.

 

VOAD, Volunteer Organizations Active in Disaster, organized in 1998, is the forum where volunteer organizations can share knowledge and resources throughout the disaster cycle—preparation, response and recovery—to help disaster survivors and their communities.  Click here https://www.ncvoad.org/cms/opportunities to learn where volunteer help is needed and what organizations are working there.

 

 

Matthew

The Rural Center hosted the SBA Disaster Response team for training on October 13th and 14th before they mobilized to disaster response centers across the state.  

 
To inquire about small business assistance and disaster loans, please contact your local SBTDC office:

Visit http://www.sbtdc.org/hurricanematthew/#sbtdcLocations or call (800) 258-0862 for assistance.

 

N.C. State University: (919) 513-1500

Elizabeth City State University: (252) 335-3247

Fayetteville State University: (910) 672-1727

East Carolina University: (252) 737-1385

UNC Pembroke: (910) 775-4007

UNC Wilmington: (910) 962-3744

 
 
 

For questions about community planning and public recovery efforts, please contact:

Chilton Rogers
(919) 250-4314

 

For press inquiries, please contact:

Barry Ryan
(919) 250-4314

Subcategories

RuralDayHorizontalLogo

On Tuesday, May 9, we hosted the first-ever statewide Rural Day. Attendees were able to learn about the issues facing rural North Carolina, meet with state leaders, and network with other rural champions. Speakers included Governor Roy Cooper, Lt. Governor Dan Forest, Commissioner Steve Troxler, and many more state leaders working towards improving rural North Carolina. Learn more how we put rural NC's best foot forward!
 

Agenda 

Monday, May 8, 2017

 

Reel Rural: Documenting Rural Life

The Rural Center (4021 Carya Drive, Raleigh, NC 27610)

5:00 p.m. - 6:00 p.m. - Meet and Greet Reception

        6:00 p.m. - 8:00 p.m. - Film Screening & Discussion

Come to town early and join us at the Rural Center for a conversation with filmmakers about recent depictions of rural North Carolina in documentary films. Featuring:

                     Randolph Benson, Duke Center for Documentary Studies

                     Erin Cuevas, Producer, The Real Mayberry

                     Bill Hayes, Director, The Real Mayberry

                     Ian Kibbe, Producer, Raising Bertie

                     Ryan Stancil, Bit & Grain

         Sponsor: Twiddy & Company

 

Tuesday, May 9, 2017

Convocation

NC Museum of History (5 E Edenton Street, Raleigh, NC  27601)

8:00 a.m. - 8:45 a.m. -  Registration & Continental Breakfast

        Sponosor: ECC Technologies

         ECC2

8:45 a.m. - 11:00 a.m. - Program

Rural Day kicks off with a convocation of rural champions from across the state. Join us for a continental breakfast and conversation with top state leaders about their vision for North Carolina. Then, get some advice from Rural Center staff about how best to engage with legislators and other public officials, and hear some examples of how to tell the "story of rural" from local leaders. Featuring:

                     Roy Cooper, Governor of NC

                     Dan Forest, Lieutenant Governor of North Carolina

                     Phil Berger, President Pro Tempore, NC Senate

                     Tim Moore, Speaker, NC House of Representatives

                     Steve Troxler, NC Agriculture of Commissioner

        Sponosors: Duke Energy; East Carolina University; NC Cooperative Extension;

                         Piedmont Natural Gas; Western Carolina University Business School

Duke Energy Logo     ECU    NCState     Piedmont Natural Gas  WCU logo

 

Rural Fair

NC Legislative Building (16 W Jones Street, Raleigh, NC  27601)

11:00 a.m. - 2:00 p.m.

Before you visit your legislators, make sure to visit the Rural Fair, featuring more than 20 organizations from across North Carolina representing various rural issues. Want to learn more about policies affecting education? Health? Infrastructure? Business Development? Chat with experts and get useful information that will help you make a strong case for your interests when you meet with your elected officials. Featuring:

 

    Appalachian Regional Commission

     Business Link NC

    Care4Carolina

    East Carolina University 

    ECC Technologies

    Foundation for Health Leadership & Innovation

    Hinton Rural Life Center

    Industry Expansion Solutions

    MCNC

    NC Community Health Center Association

 

NC Cooperative Extension

NC Department of Commerce

NC East Alliance

NC Grange

NC Hospital Association

NC Regional Councils of Government

NC Rural Health Leadership Association

NC Sea Grant

NC Sustainable Energy Association

Rosenwald Center

UNC Chapel Hill (NC Growth)

Vidant Health

        "In Conversation"

NC Museum of History (5 E Edenton St, Raleigh, NC 27601)

11:30 a.m. - 12:15 p.m. - Michael Regan, Secretary, Department of Environmental Quality

        1:00 p.m. - 1:45 p.m. - James Trogdon, Secretary, Department of Transportation

If you have some time between meetings with legislators, come back to the Museum of History for small-scale, informal conversations with leaders of state executive departments, who will be sharing their plans for rural North Carolina and ready to answer your questions!

Legislative Meetings Debrief

NC Museum of History Auditorium (5 E Edenton St, Raleigh, NC 27601)

2:00 p.m. - 2:45 p.m.

After you finish your meetings with your representatives, stop back by the Auditorium for a debrief session to let us know how they went. We'll compare notes about issues discussed and excting developments before heading to the reception to conclude the day.

Rural Day Reception

NC Executive Mansion (210 N Blount Street, Raleigh, NC 27601)

3:00 p.m. - 4:30 p.m.

       Celebrate a successful day in the gardens of the Governor's Mansion. Network with rural champions, catch up with old friends, and share    your stories from your meeting with state leaders.

        Sponosors: Dominion Energy; NC Electric Cooperatives 

   Dominion    Electric Cooperatives

Happy Hour

The Raleigh Times (14 E Hargett Street, Raleigh, NC  27601)

5:00 p.m. - 7:00 p.m.

       Not ready to go home? Staying for the night? Join the few, the proud, and the lingering at a happy hour at The Raleigh Times. Just join us in the room closest to the Wilmington Street corner. Note: No RSVP needed for this event, where food and drink will be available for purchase.

 Download Agenda

 

REDI 2017 


 
 

Agenda & Class Roster

PowerPoints

Leadership Philosophy, Yolanda Burwell, Session I

Introduction to Leadership, Mark Molitor, Session I

Dual Concern Model, Mark Molitor, Session I

The Power of Community Storytelling, Anita Hicks, Session I

Community Capability, Session I

Download PDF of Civic Infrastructure Building Blocks 2017, Session II

Emotional Intelligence, Session II

Connecting Value Chains... Building Wealth, Session II

Engaging Youth in Rural Communities, Session III

Accessing Financial Resources, Session III

Poverty is not a Birthright, Session III

 

Printed Materials 

Webinar 

A Data Portrait of Rural North Carolina, Session I

NC Workforce System, Session II

Business Development Building Blocks, Session II

Building Bocks: Physical Infrastructure, Session II

Social and Civic Infrastructure Building Blocks 2017, Session II

 

Pre-Class Assignment

 

Articles 

 

Contact

Misty Herget, Director of Leadership

N.C. Rural Economic Development Center

4021 Carya Drive

Raleigh, NC 27610

Telephone: 919-250-4314

Fax: 919-250-4325

 
To inquire about small business assistance and disaster loans, please contact your local SBTDC office:

Visit http://www.sbtdc.org/hurricanematthew/#sbtdcLocations or call (800) 258-0862 for assistance.

 

N.C. State University: (919) 513-1500

Elizabeth City State University: (252) 335-3247

Fayetteville State University: (910) 672-1727

East Carolina University: (252) 737-1385

UNC Pembroke: (910) 775-4007

UNC Wilmington: (910) 962-3744

 
 
 

For questions about community planning and public recovery efforts, please contact:

Chilton Rogers
(919) 250-4314

 

For press inquiries, please contact:

Barry Ryan
(919) 250-4314

Post-Election Webinar, December 15th

The Rural Center hosted the first in a series of ongoing advocacy webinars designed to inform and engage rural communities across the state. We introduced the center's new Advocacy Director, John Coggin, and analyzed the outcome of  the national and state election and the impact they may have on rural communities. We looked ahead at what we anticipated from upcoming sessions of the General  Assembly and Congress. We discussed the status of long-term hurricane recovery packages at the federal and state levels (action anticipated in early to mid-December).  We also gave the latest information on court ordered legislative redistricting and the 2017 special election. Missed the webinar? Click here to watch the entire presentation.

  

Here you can find all the handouts from the webinar, including:

-Webinar PowerPoint Presentation

- Rural Counts Strategy Overview

- 2017 Rural Counts Advocacy Priorities

- 2017 US Congressional Calendar

- 2017-18 NC Congressional Delegation Contact Info

- Text of the NC General Assembly's 2016 Disaster Recovery Act

  

We hope you are ready to get to work! Please take a moment to register as a Rural Counts advocate. This is the best way to get up-to-the-minute policy developments impacting rural NC and to hear about ways you can get involved to make a difference in your community.

 

Questions? Contact:

John Coggin, Director of Advocacy

(919) 250-4314

jcoggin@ncruralcenter.org 

 

 

  • Main
  • Applications and Forms
  • Resources
  • Contact

smallbizlogos 

Small Business Recovery Fund

Fund Details

The North Carolina Small Business Recovery Fund provides low-interest loans to businesses affected by Hurricane Matthew, the western wildfires, Tropical Storm Julia, or Tropical Storm Hermine. Loans of up to $250,000 are available at low-interest rates for terms of up to 10 years. Businesses may qualify for up to two years no interest and/or deferred payments on a case-by-case basis. The fund provides gap financing as a complement to Small Business Administration (SBA) and other disaster recovery programs. An SBA turndown does not disqualify applicants for these funds. 

 

Download Application          Download Fact Sheet    

 

The small Business Recovery Fund is a partnership of the Rural Center, the N.C. Small Business and Technology Development Center, and the N.C. Community Colleges Small Business Center Network. Funding for the program is provided by Golden LEAF under the Disaster Recovery Act of 2016 passed by the N.C. General Assembly, along with additional support from BB&T and Wells Fargo. The Carolina Small Business Fund and Community Development Initiative also received grants from Golden LEAF.

 

 

Emergency Bridge Loan Program Client Success Story

Dixon Social Interactive Services: Rebuilding after Hurricane Matthew

Dixon Water     dixon beach

The Rural Center made the first bridge loan to Derria and Barry Dixon of Dixon Social Interactive Services. The Dixons are a provider of mental and behavioral health services. They offer counseling, day treatment, and therapy to individuals as well as families with offices in Greenville, Kinston, New Bern, and Rocky Mount.

 

Following Hurricane Matthew, the Dixons were shocked to find their office in Kinston ruined with nearly a foot of water covering the floor and most of its contents destroyed. The couple heard about the Emergency Bridge Loan Program, applied, and were approved for a loan to help them quickly get back on their feet. 

 

“This was our first time working with the Rural Center and it has been a beyond pleasant experience, from the quickness in addressing the need our community had, to approving the loan. We are grateful,” said Derria Dixon. Having to cease operations when the hurricane hit was a big blow for the Dixons, but with the bridge loan they were able to bounce back while waiting for their insurance to cover damages.

 

Community Allies for Disaster Recovery

On Tuesday, February 28th, the Rural Center and a group of partner organizations hosted a training event for local nonprofit and grassroots leaders serving communities affected by Hurricane Matthew. The event provided updates on immediate recovery needs, connected participants to experts and resources, and explored long-term community revitalization strategies. The gathering started a partnership between community leaders and the key agencies leading the recovery process.

Agenda

Participant List

NC Emergency Management Presentation

commAllies

Michael Sprayberry, Director of the N.C. Division of Emergency Management

Small Business Recovery Fund Loan Program

 
Fund Details

·   Loan amounts between $5,000 and $250,000; loan terms of up to 10 years

·   Up to 24 months no interest (0%) and/or deferred payments evaluated on a case-by-case basis

·   Rates for the remainder of the loan term ranging from 3-9% evaluated on a case-by-case basis

·   Funds may be used to repair damaged buildings or equipment, mitigate future losses, purchase/ construct new buildings or equipment, or for working capital and operational expenses; other uses may be approved on a case-by-case basis

·   Eligibility Requirements:

  o   Business must document physical damage or economic injury resulting from Hurricane Matthew, the western wildfires, Tropical Storm Julia, or Tropical Storm Hermine; and

  o   Business must have at least one employee (including owner), OR, the business must use loan proceeds to make improvements to a commercial or residential property that will be occupied by a tenant displaced as a result of the disaster; and

  o    Proposed use of funds may not duplicate or overlap with other disaster relief programs; and will be limited to documented business expenses necessary for disaster repair, mitigation, or operational expenses;

  o    Any individual with greater than 20% ownership in the affected business must cosign the loan. Only one loan per individual. 

 

The Small Business Recovery Fund is a partnership of the Rural Center, the N.C. Small Business and Technology Development Center, and the N.C. Community Colleges Small Business Center Network. Funding for the program is provided by Golden LEAF under the Disaster Recovery Act of 2016 passed by the N.C. General Assembly, along with additional support from BB&T and Wells Fargo. The Carolina Small Business Fund and Community Development Initiative also received grants from Golden LEAF. 

 
 

SUBMISSION INSTRUCTIONS 

Submit completed application and any attachments with signatures by email or mail to: 

JaLisha Richmond, Program Associate

jrichmond@ncruralcenter.org

Telephone: 919-250-4314

N.C. Rural Economic Development Center

4021 Carya Drive Raleigh, NC 27610

 
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Hurricane Matthew- Disaster Relief Information
 

The Rural Center is keeping our friends, neighbors, and loved ones in our thoughts and prayers as Hurricane Matthew continues to impact communities across central and eastern North Carolina. We've compiled a few of the many resources available to assist communities, small businesses, and farmers. If you would like to help, please consider making a contribution to the North Carolina Community Foundation Disaster Relief Fund: http://www.nccommunityfoundation.org/new-newsworthy/help-after-matthew-give-to-the-nccf-disaster-relief-fund.


Important Resources:

HUD's Community Development Block Grant (CDBG) and HOME programs give the State and communities the flexibility to redirect millions of dollars in annual formula funding to address critical needs, including housing and services for disaster victims. HUD is currently contacting State and local officials to explore streamlining the Department's CDBG and HOME programs in order to expedite the repair and replacement of damaged housing. For more information vist, https://www.hudexchange.info/programs/cdbg-dr/. 

 

The Department of Housing and Urban Development has the following resources, relief and program adaptations available for those affected by Hurricane Matthew. Information on housing providers and HUD programs – The Department will share information with FEMA and the State on housing providers that may have available units in the impacted counties.  This includes Public Housing Agencies and Multi-Family owners.  The Department will also connect FEMA and the State to subject matter experts to provide information on HUD programs and providers. For more information and resources visit, http://portal.hud.gov/hudportal/HUD?src=/info/disasterresources.

 

The North Carolina Bar Association is partnering with the American Bar Association, FEMA and Legal Aid of North Carolina to operate a Disaster Legal Services Hotline for those impacted by Hurricane Matthew.  Low-income survivors facing legal issues may call 1-800-662-7407, and individuals who qualify for assistance will be matched with North Carolina lawyers who have volunteered to provide free, limited legal help.  For more information, visit

http://www.americanbar.org/content/dam/aba/administrative/disaster/nc_3380_press_release.authcheckdam.pdf

 

North Carolina Cooperative Extension is hosting an online disaster portal with a host of information and fact-sheets about food safety, returning home after a flood, and agricultural recovery information for our farmers. For more information, visit ncdisaster.org.

 

NC Department of Commerce, Division of Employment Security is offering information on,The Disaster Unemployment Assistance (DUA) Program that provides temporary weekly monetary assistance to individuals in specified areas whose employment has been lost or interrupted as a direct result of a presidential declared major disaster. For more information or to find out if you are eligible, click here.

 

The North Carolina Department of Public Safety is posting storm-related information online at http://www.ncdps.gov/hurricane-matthew-2016. Visit this site for information about road conditions, shelters, food assistance and other storm recovery help.  

 

If you or someone you know has been displaced by Hurricane Matthew, NC Housing Search helps people locate available, affordable rental housing. This free service can be accessed online 24 hours a day and through a toll-free, bilingual call center, Monday - Friday9:00 am - 8:00 pm EDT, at1-877-428-8844 or visit NCHousingSearch.org.

 

As Eastern North Carolina works to recover from the devastating effects of Hurricane Matthew, the North Carolina Network of Grantmakers is compiling information and resources related to the philanthropic response in the state.  Visit here http://ncgrantmakers/site-ym/com/page/HurricaneMatthew to learn more about their activity and for additional links to resources.

 

Seventeen federal agencies have partnered to form an online portal to help users access and apply for disaster assisted jointly through federal, tribal, state, local, and private sector partners. For more information,visit: www.disasterassistance.gov.

 

The U.S. Department of Agriculture (USDA) North Carolina Farm Service Agency (FSA) has a host of programs for to help farmers and livestock producers recover from heavy rains, flooding and other qualifying events related to Hurricane Matthew.  For more information, visit www.fsa.usda.gov/ or contact your local FSA Office by visiting http://offices.usda.gov.

 

The U.S. Small Business Administration has announced a disaster declaration for North Carolina counties affected by Hurricane Matthew.  The SBA offers disaster loans for small businesses, agricultural cooperatives, private nonprofits, homeowners and renters.  For more information, visit:https://disasterloan.sba.gov/ela/.

 

VOAD, Volunteer Organizations Active in Disaster, organized in 1998, is the forum where volunteer organizations can share knowledge and resources throughout the disaster cycle—preparation, response and recovery—to help disaster survivors and their communities.  Click here https://www.ncvoad.org/cms/opportunities to learn where volunteer help is needed and what organizations are working there.

 

 

Matthew

The Rural Center hosted the SBA Disaster Response team for training on October 13th and 14th before they mobilized to disaster response centers across the state.  

 
To inquire about small business assistance and disaster loans, please contact your local SBTDC office:

Visit http://www.sbtdc.org/hurricanematthew/#sbtdcLocations or call (800) 258-0862 for assistance.

 

N.C. State University: (919) 513-1500

Elizabeth City State University: (252) 335-3247

Fayetteville State University: (910) 672-1727

East Carolina University: (252) 737-1385

UNC Pembroke: (910) 775-4007

UNC Wilmington: (910) 962-3744

 
 
 

For questions about community planning and public recovery efforts, please contact:

Chilton Rogers
(919) 250-4314

 

For press inquiries, please contact:

Barry Ryan
(919) 250-4314

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