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The mission of the N. C. Rural Economic Development Center is to develop, promote, and implement sound economic strategies that improve the quality of life of rural North Carolinians, with a special focus on individuals with low to moderate incomes and communities with limited resources.

smallbizlogos 

Small Business Recovery Fund

Fund Details

The North Carolina Small Business Recovery Fund provides low-interest loans to businesses affected by Hurricane Matthew, the western wildfires, Tropical Storm Julia, or Tropical Storm Hermine. Loans of up to $250,000 are available at low-interest rates for terms of up to 10 years. Businesses may qualify for up to two years no interest and/or deferred payments on a case-by-case basis. The fund provides gap financing as a complement to Small Business Administration (SBA) and other disaster recovery programs. An SBA turndown does not disqualify applicants for these funds. 

 

Download Application          Download Fact Sheet    

 

The small Business Recovery Fund is a partnership of the Rural Center, the N.C. Small Business and Technology Development Center, and the N.C. Community Colleges Small Business Center Network. Funding for the program is provided by Golden LEAF under the Disaster Recovery Act of 2016 passed by the N.C. General Assembly, along with additional support from BB&T and Wells Fargo. The Carolina Small Business Fund and Community Development Initiative also received grants from Golden LEAF.

 

 

Emergency Bridge Loan Program Client Success Story

Dixon Social Interactive Services: Rebuilding after Hurricane Matthew

Dixon Water     dixon beach

The Rural Center made the first bridge loan to Derria and Barry Dixon of Dixon Social Interactive Services. The Dixons are a provider of mental and behavioral health services. They offer counseling, day treatment, and therapy to individuals as well as families with offices in Greenville, Kinston, New Bern, and Rocky Mount.

 

Following Hurricane Matthew, the Dixons were shocked to find their office in Kinston ruined with nearly a foot of water covering the floor and most of its contents destroyed. The couple heard about the Emergency Bridge Loan Program, applied, and were approved for a loan to help them quickly get back on their feet. 

 

“This was our first time working with the Rural Center and it has been a beyond pleasant experience, from the quickness in addressing the need our community had, to approving the loan. We are grateful,” said Derria Dixon. Having to cease operations when the hurricane hit was a big blow for the Dixons, but with the bridge loan they were able to bounce back while waiting for their insurance to cover damages.

 

Community Allies for Disaster Recovery

On Tuesday, February 28th, the Rural Center and a group of partner organizations hosted a training event for local nonprofit and grassroots leaders serving communities affected by Hurricane Matthew. The event provided updates on immediate recovery needs, connected participants to experts and resources, and explored long-term community revitalization strategies. The gathering started a partnership between community leaders and the key agencies leading the recovery process.

Agenda

Participant List

NC Emergency Management Presentation

commAllies

Michael Sprayberry, Director of the N.C. Division of Emergency Management

 
NCRuralCenter Logo Big
 
 
 
Hurricane Matthew- Disaster Relief Information
 

The Rural Center is keeping our friends, neighbors and loved ones in our thoughts and prayers as Hurricane Matthew continues to impact communities across central and eastern North Carolina. We've compiled a few of the many resources available to assist communities, small businesses and farmers. If you would like to help, please consider making a contribution to the North Carolina Community Foundation Disaster Relief Fund: http://www.nccommunityfoundation.org/new-newsworthy/help-after-matthew-give-to-the-nccf-disaster-relief-fund.


Important Resources:

HUD's Community Development Block Grant (CDBG) and HOME programs give the State and communities the flexibility to redirect millions of dollars in annual formula funding to address critical needs, including housing and services for disaster victims. HUD is currently contacting State and local officials to explore streamlining the Department's CDBG and HOME programs in order to expedite the repair and replacement of damaged housing. For more information vist, https://www.hudexchange.info/programs/cdbg-dr/

 

The Department of Housing and Urban Development has the following resources, relief and program adaptations available for those affected by Hurricane Matthew. Information on housing providers and HUD programs – The Department will share information with FEMA and the State on housing providers that may have available units in the impacted counties.  This includes Public Housing Agencies and Multi-Family owners.  The Department will also connect FEMA and the State to subject matter experts to provide information on HUD programs and providers. For more information and resources visit, http://portal.hud.gov/hudportal/HUD?src=/info/disasterresources.

 

The North Carolina Bar Association is partnering with the American Bar Association, FEMA and Legal Aid of North Carolina to operate a Disaster Legal Services Hotline for those impacted by Hurricane Matthew.  Low-income survivors facing legal issues may call 1-800-662-7407, and individuals who qualify for assistance will be matched with North Carolina lawyers who have volunteered to provide free, limited legal help.  For more information, visit

http://www.americanbar.org/content/dam/aba/administrative/disaster/nc_3380_press_release.authcheckdam.pdf

 

North Carolina Cooperative Extension is hosting an online disaster portal with a host of information and fact-sheets about food safety, returning home after a flood, and agricultural recovery information for our farmers. For more information, visit ncdisaster.org.

 

NC Department of Commerce, Division of Employment Security is offering information on,The Disaster Unemployment Assistance (DUA) Program that provides temporary weekly monetary assistance to individuals in specified areas whose employment has been lost or interrupted as a direct result of a presidential declared major disaster. For more information or to find out if you are eligible, click here.

 

The North Carolina Department of Public Safety is posting storm-related information online at http://www.ncdps.gov/hurricane-matthew-2016. Visit this site for information about road conditions, shelters, food assistance and other storm recovery help.  

 

If you or someone you know has been displaced by Hurricane Matthew, NC Housing Search helps people locate available, affordable rental housing. This free service can be accessed online 24 hours a day and through a toll-free, bilingual call center, Monday - Friday9:00 am - 8:00 pm EDT, at1-877-428-8844 or visit NCHousingSearch.org.

 

As Eastern North Carolina works to recover from the devastating effects of Hurricane Matthew, the North Carolina Network of Grantmakers is compiling information and resources related to the philanthropic response in the state.  Visit here http://ncgrantmakers/site-ym/com/page/HurricaneMatthew to learn more about their activity and for additional links to resources.

 

Seventeen federal agencies have partnered to form an online portal to help users access and apply for disaster assisted jointly through federal, tribal, state, local, and private sector partners. For more information,visit: www.disasterassistance.gov.

 

The U.S. Department of Agriculture (USDA) North Carolina Farm Service Agency (FSA) has a host of programs for to help farmers and livestock producers recover from heavy rains, flooding and other qualifying events related to Hurricane Matthew.  For more information, visit www.fsa.usda.gov/ or contact your local FSA Office by visiting http://offices.usda.gov.

 

The U.S. Small Business Administration has announced a disaster declaration for North Carolina counties affected by Hurricane Matthew.  The SBA offers disaster loans for small businesses, agricultural cooperatives, private nonprofits, homeowners and renters.  For more information, visit:https://disasterloan.sba.gov/ela/.

 

VOAD, Volunteer Organizations Active in Disaster, organized in 1998, is the forum where volunteer organizations can share knowledge and resources throughout the disaster cycle—preparation, response and recovery—to help disaster survivors and their communities.  Click here https://www.ncvoad.org/cms/opportunities to learn where volunteer help is needed and what organizations are working there.

 

 

Matthew

The Rural Center hosted the SBA Disaster Response team for training on October 13th and 14th, 2016 before they mobilized to disaster response centers across the state.  

Small Business Recovery Fund Loan Program

 
Fund Details

·   Loan amounts between $5,000 and $250,000; loan terms of up to 10 years

·   Up to 24 months no interest (0%) and/or deferred payments evaluated on a case-by-case basis

·   Rates for the remainder of the loan term ranging from 3-9% evaluated on a case-by-case basis

·   Funds may be used to repair damaged buildings or equipment, mitigate future losses, purchase/ construct new buildings or equipment, or for working capital and operational expenses; other uses may be approved on a case-by-case basis

·   Eligibility Requirements:

  o   Business must document physical damage or economic injury resulting from Hurricane Matthew, the western wildfires, Tropical Storm Julia, or Tropical Storm Hermine; and

  o   Business must have at least one employee (including owner), OR, the business must use loan proceeds to make improvements to a commercial or residential property that will be occupied by a tenant displaced as a result of the disaster; and

  o    Proposed use of funds may not duplicate or overlap with other disaster relief programs; and will be limited to documented business expenses necessary for disaster repair, mitigation, or operational expenses;

  o    Any individual with greater than 20% ownership in the affected business must cosign the loan. Only one loan per individual. 

 

The Small Business Recovery Fund is a partnership of the Rural Center, the N.C. Small Business and Technology Development Center, and the N.C. Community Colleges Small Business Center Network. Funding for the program is provided by Golden LEAF under the Disaster Recovery Act of 2016 passed by the N.C. General Assembly, along with additional support from BB&T and Wells Fargo. The Carolina Small Business Fund and Community Development Initiative also received grants from Golden LEAF. 

 
 

SUBMISSION INSTRUCTIONS 

Submit completed application and any attachments with signatures by email or mail to: 

JaLisha Richmond, Program Associate

jrichmond@ncruralcenter.org

Telephone: 919-250-4314

N.C. Rural Economic Development Center

4021 Carya Drive Raleigh, NC 27610

DAY ONE: MONDAY,SEPTEMBER 26

   

12:00     Registration Opens

1:30     Concurrent Workshops

             Medicaid Expansion or State Alternative:Discussion of the Best Choices for Rural North CarolinaSmith

              Health Change Agents: Amplified Community Health by Connecting Community Sectors, Reynolds  

               Opioid/Heroin Epidemic ResponseThe Economic Development Implications, Cameron

 3:15      Concurrent Workshops  (Repeated) 

 4:45       Rural Resource Fair & Networking Reception, Mendenhall 

 6:15     Dinner and Rural Awards Presentations, Carolina Ballroom 

 

        DAY TWO: TUESDAY,SEPTEMBER 27

 8:30        Welcome and Opening RemarksCarolina Ballroom

                  Patrick Woodie,President, N.C. Rural Center

9:00       Attorney  General  Roy  Cooper, Candidate  for  Governor

9:15      Framing the Connections Between Health and Economic Development

        Moderator:Anita Brown Graham, Professor of Public Law and Government, UNC

              Al Delia,Director,Office of Health AccessECU

                   Dr.Mark Holmes,Director,Sheps Center for Health Services Research,UNC

10:45    Building the Health Care Delivery Infrastructure of the Future

         Moderator: Dr. Steffanie Williams, President, Vance-Granville Community College

               Dr.Gary Gunderson, FaithHealthNC/Wake Forest Baptist Hospital

              Anna' B'aucom,Chairman,Anson County Board of Commissioners

               Gary Henderson, Assistant Vice President, Carolinas HealthCare System Anson

11:45     Governor Pat McCrory, Candidate for Governor 

Noon  Lunch Program

              Invocation: Reverend Richard Joyner,Pastor,Conetoe Missionary Baptist Church Founder,Conetoe Family Life Center

            Spotlight Presentations by Rural Health Innovators:

             Dr. Warren Newton, UNC School of Medicine

          •     Bryan Toomey, Piedmont Health

1:00      Former State Representative Deborah Ross, Candidate for U.S. Senate           

1:30     Health Workforce and Education: Growing Your Own and Recruitment Strategies

          Moderator: Linda Weiner, Vice President of Engagement and Strategic Innovation, NC Community Colleges, Rural Center Board of Directors

               DrMary RittlingPresident, Davidson County Community College

                Alice Schenall, Area L AHEC, Rural Center Board of Directors

                Chris Collins, Director, North Carolina Office of Rural Health      

2:30      Senator Richard Burr, Candidate for U.S. Senate

2:45      Innovative Partnerships and How Rural North Carolina Moves Forward

               Moderator, Al Delia, Director, Office of Health Access, ECU 

               Mary Blackburn,Vice President for Growth and Market Development, Hugh Chatham Hospital,Elkin

                Larry Phillips, Surry County Commissioner, Executive Committee Member of N.C. Association of County Commissioners

                Mike Norman,retired Human Resources Director, PVH Corporation Karl Stauber, President, Danville Regional Foundation

 

 

Subcategories

The mission of the N. C. Rural Economic Development Center is to develop, promote, and implement sound economic strategies that improve the quality of life of rural North Carolinians, with a special focus on individuals with low to moderate incomes and communities with limited resources.

smallbizlogos 

Small Business Recovery Fund

Fund Details

The North Carolina Small Business Recovery Fund provides low-interest loans to businesses affected by Hurricane Matthew, the western wildfires, Tropical Storm Julia, or Tropical Storm Hermine. Loans of up to $250,000 are available at low-interest rates for terms of up to 10 years. Businesses may qualify for up to two years no interest and/or deferred payments on a case-by-case basis. The fund provides gap financing as a complement to Small Business Administration (SBA) and other disaster recovery programs. An SBA turndown does not disqualify applicants for these funds. 

 

Download Application          Download Fact Sheet    

 

The small Business Recovery Fund is a partnership of the Rural Center, the N.C. Small Business and Technology Development Center, and the N.C. Community Colleges Small Business Center Network. Funding for the program is provided by Golden LEAF under the Disaster Recovery Act of 2016 passed by the N.C. General Assembly, along with additional support from BB&T and Wells Fargo. The Carolina Small Business Fund and Community Development Initiative also received grants from Golden LEAF.

 

 

Emergency Bridge Loan Program Client Success Story

Dixon Social Interactive Services: Rebuilding after Hurricane Matthew

Dixon Water     dixon beach

The Rural Center made the first bridge loan to Derria and Barry Dixon of Dixon Social Interactive Services. The Dixons are a provider of mental and behavioral health services. They offer counseling, day treatment, and therapy to individuals as well as families with offices in Greenville, Kinston, New Bern, and Rocky Mount.

 

Following Hurricane Matthew, the Dixons were shocked to find their office in Kinston ruined with nearly a foot of water covering the floor and most of its contents destroyed. The couple heard about the Emergency Bridge Loan Program, applied, and were approved for a loan to help them quickly get back on their feet. 

 

“This was our first time working with the Rural Center and it has been a beyond pleasant experience, from the quickness in addressing the need our community had, to approving the loan. We are grateful,” said Derria Dixon. Having to cease operations when the hurricane hit was a big blow for the Dixons, but with the bridge loan they were able to bounce back while waiting for their insurance to cover damages.

 

Community Allies for Disaster Recovery

On Tuesday, February 28th, the Rural Center and a group of partner organizations hosted a training event for local nonprofit and grassroots leaders serving communities affected by Hurricane Matthew. The event provided updates on immediate recovery needs, connected participants to experts and resources, and explored long-term community revitalization strategies. The gathering started a partnership between community leaders and the key agencies leading the recovery process.

Agenda

Participant List

NC Emergency Management Presentation

commAllies

Michael Sprayberry, Director of the N.C. Division of Emergency Management

 
NCRuralCenter Logo Big
 
 
 
Hurricane Matthew- Disaster Relief Information
 

The Rural Center is keeping our friends, neighbors and loved ones in our thoughts and prayers as Hurricane Matthew continues to impact communities across central and eastern North Carolina. We've compiled a few of the many resources available to assist communities, small businesses and farmers. If you would like to help, please consider making a contribution to the North Carolina Community Foundation Disaster Relief Fund: http://www.nccommunityfoundation.org/new-newsworthy/help-after-matthew-give-to-the-nccf-disaster-relief-fund.


Important Resources:

HUD's Community Development Block Grant (CDBG) and HOME programs give the State and communities the flexibility to redirect millions of dollars in annual formula funding to address critical needs, including housing and services for disaster victims. HUD is currently contacting State and local officials to explore streamlining the Department's CDBG and HOME programs in order to expedite the repair and replacement of damaged housing. For more information vist, https://www.hudexchange.info/programs/cdbg-dr/

 

The Department of Housing and Urban Development has the following resources, relief and program adaptations available for those affected by Hurricane Matthew. Information on housing providers and HUD programs – The Department will share information with FEMA and the State on housing providers that may have available units in the impacted counties.  This includes Public Housing Agencies and Multi-Family owners.  The Department will also connect FEMA and the State to subject matter experts to provide information on HUD programs and providers. For more information and resources visit, http://portal.hud.gov/hudportal/HUD?src=/info/disasterresources.

 

The North Carolina Bar Association is partnering with the American Bar Association, FEMA and Legal Aid of North Carolina to operate a Disaster Legal Services Hotline for those impacted by Hurricane Matthew.  Low-income survivors facing legal issues may call 1-800-662-7407, and individuals who qualify for assistance will be matched with North Carolina lawyers who have volunteered to provide free, limited legal help.  For more information, visit

http://www.americanbar.org/content/dam/aba/administrative/disaster/nc_3380_press_release.authcheckdam.pdf

 

North Carolina Cooperative Extension is hosting an online disaster portal with a host of information and fact-sheets about food safety, returning home after a flood, and agricultural recovery information for our farmers. For more information, visit ncdisaster.org.

 

NC Department of Commerce, Division of Employment Security is offering information on,The Disaster Unemployment Assistance (DUA) Program that provides temporary weekly monetary assistance to individuals in specified areas whose employment has been lost or interrupted as a direct result of a presidential declared major disaster. For more information or to find out if you are eligible, click here.

 

The North Carolina Department of Public Safety is posting storm-related information online at http://www.ncdps.gov/hurricane-matthew-2016. Visit this site for information about road conditions, shelters, food assistance and other storm recovery help.  

 

If you or someone you know has been displaced by Hurricane Matthew, NC Housing Search helps people locate available, affordable rental housing. This free service can be accessed online 24 hours a day and through a toll-free, bilingual call center, Monday - Friday9:00 am - 8:00 pm EDT, at1-877-428-8844 or visit NCHousingSearch.org.

 

As Eastern North Carolina works to recover from the devastating effects of Hurricane Matthew, the North Carolina Network of Grantmakers is compiling information and resources related to the philanthropic response in the state.  Visit here http://ncgrantmakers/site-ym/com/page/HurricaneMatthew to learn more about their activity and for additional links to resources.

 

Seventeen federal agencies have partnered to form an online portal to help users access and apply for disaster assisted jointly through federal, tribal, state, local, and private sector partners. For more information,visit: www.disasterassistance.gov.

 

The U.S. Department of Agriculture (USDA) North Carolina Farm Service Agency (FSA) has a host of programs for to help farmers and livestock producers recover from heavy rains, flooding and other qualifying events related to Hurricane Matthew.  For more information, visit www.fsa.usda.gov/ or contact your local FSA Office by visiting http://offices.usda.gov.

 

The U.S. Small Business Administration has announced a disaster declaration for North Carolina counties affected by Hurricane Matthew.  The SBA offers disaster loans for small businesses, agricultural cooperatives, private nonprofits, homeowners and renters.  For more information, visit:https://disasterloan.sba.gov/ela/.

 

VOAD, Volunteer Organizations Active in Disaster, organized in 1998, is the forum where volunteer organizations can share knowledge and resources throughout the disaster cycle—preparation, response and recovery—to help disaster survivors and their communities.  Click here https://www.ncvoad.org/cms/opportunities to learn where volunteer help is needed and what organizations are working there.

 

 

Matthew

The Rural Center hosted the SBA Disaster Response team for training on October 13th and 14th, 2016 before they mobilized to disaster response centers across the state.  

Small Business Recovery Fund Loan Program

 
Fund Details

·   Loan amounts between $5,000 and $250,000; loan terms of up to 10 years

·   Up to 24 months no interest (0%) and/or deferred payments evaluated on a case-by-case basis

·   Rates for the remainder of the loan term ranging from 3-9% evaluated on a case-by-case basis

·   Funds may be used to repair damaged buildings or equipment, mitigate future losses, purchase/ construct new buildings or equipment, or for working capital and operational expenses; other uses may be approved on a case-by-case basis

·   Eligibility Requirements:

  o   Business must document physical damage or economic injury resulting from Hurricane Matthew, the western wildfires, Tropical Storm Julia, or Tropical Storm Hermine; and

  o   Business must have at least one employee (including owner), OR, the business must use loan proceeds to make improvements to a commercial or residential property that will be occupied by a tenant displaced as a result of the disaster; and

  o    Proposed use of funds may not duplicate or overlap with other disaster relief programs; and will be limited to documented business expenses necessary for disaster repair, mitigation, or operational expenses;

  o    Any individual with greater than 20% ownership in the affected business must cosign the loan. Only one loan per individual. 

 

The Small Business Recovery Fund is a partnership of the Rural Center, the N.C. Small Business and Technology Development Center, and the N.C. Community Colleges Small Business Center Network. Funding for the program is provided by Golden LEAF under the Disaster Recovery Act of 2016 passed by the N.C. General Assembly, along with additional support from BB&T and Wells Fargo. The Carolina Small Business Fund and Community Development Initiative also received grants from Golden LEAF. 

 
 

SUBMISSION INSTRUCTIONS 

Submit completed application and any attachments with signatures by email or mail to: 

JaLisha Richmond, Program Associate

jrichmond@ncruralcenter.org

Telephone: 919-250-4314

N.C. Rural Economic Development Center

4021 Carya Drive Raleigh, NC 27610

DAY ONE: MONDAY,SEPTEMBER 26

   

12:00     Registration Opens

1:30     Concurrent Workshops

             Medicaid Expansion or State Alternative:Discussion of the Best Choices for Rural North CarolinaSmith

              Health Change Agents: Amplified Community Health by Connecting Community Sectors, Reynolds  

               Opioid/Heroin Epidemic ResponseThe Economic Development Implications, Cameron

 3:15      Concurrent Workshops  (Repeated) 

 4:45       Rural Resource Fair & Networking Reception, Mendenhall 

 6:15     Dinner and Rural Awards Presentations, Carolina Ballroom 

 

        DAY TWO: TUESDAY,SEPTEMBER 27

 8:30        Welcome and Opening RemarksCarolina Ballroom

                  Patrick Woodie,President, N.C. Rural Center

9:00       Attorney  General  Roy  Cooper, Candidate  for  Governor

9:15      Framing the Connections Between Health and Economic Development

        Moderator:Anita Brown Graham, Professor of Public Law and Government, UNC

              Al Delia,Director,Office of Health AccessECU

                   Dr.Mark Holmes,Director,Sheps Center for Health Services Research,UNC

10:45    Building the Health Care Delivery Infrastructure of the Future

         Moderator: Dr. Steffanie Williams, President, Vance-Granville Community College

               Dr.Gary Gunderson, FaithHealthNC/Wake Forest Baptist Hospital

              Anna' B'aucom,Chairman,Anson County Board of Commissioners

               Gary Henderson, Assistant Vice President, Carolinas HealthCare System Anson

11:45     Governor Pat McCrory, Candidate for Governor 

Noon  Lunch Program

              Invocation: Reverend Richard Joyner,Pastor,Conetoe Missionary Baptist Church Founder,Conetoe Family Life Center

            Spotlight Presentations by Rural Health Innovators:

             Dr. Warren Newton, UNC School of Medicine

          •     Bryan Toomey, Piedmont Health

1:00      Former State Representative Deborah Ross, Candidate for U.S. Senate           

1:30     Health Workforce and Education: Growing Your Own and Recruitment Strategies

          Moderator: Linda Weiner, Vice President of Engagement and Strategic Innovation, NC Community Colleges, Rural Center Board of Directors

               DrMary RittlingPresident, Davidson County Community College

                Alice Schenall, Area L AHEC, Rural Center Board of Directors

                Chris Collins, Director, North Carolina Office of Rural Health      

2:30      Senator Richard Burr, Candidate for U.S. Senate

2:45      Innovative Partnerships and How Rural North Carolina Moves Forward

               Moderator, Al Delia, Director, Office of Health Access, ECU 

               Mary Blackburn,Vice President for Growth and Market Development, Hugh Chatham Hospital,Elkin

                Larry Phillips, Surry County Commissioner, Executive Committee Member of N.C. Association of County Commissioners

                Mike Norman,retired Human Resources Director, PVH Corporation Karl Stauber, President, Danville Regional Foundation

 

 

Subcategories