The Rural Center delivers critical resources to support existing businesses and enable the emergence of successful, new entrepreneurs. The Rural Center works with individuals trying to start or expand a small business by connecting them to critical capital, coaching, and connections they need.
Rural communities will prosper only to the extent they can build and sustain a strong private sector. The Rural Center believes equitable economic growth across our state depends on sustaining rural small businesses and nurturing small-town entrepreneurs.
The Rural Center provides financing to small businesses through two distinct offerings:
Loan Participation & Capital Access Programs
The Loan Participation Program (LPP) and Capital Access Program (CAP) provide banks with credit enhancements for small-business loans up to $5 million.
Learn more about how the Rural Center is helping North Carolina’s small-business community.
A subsidiary of the Rural Center, Thread Capital offers direct financing to small-business owners and entrepreneurs for loans up to $50,000. Learn more about Thread Capital.